Return on Investment (ROI/CAGR) Calculator

Convert total gains into annualized return, and see how much mutual fund expense ratios eat into your portfolio.

Actual Returns (ROI / CAGR)

Principal Amount

Current Value

Held for (Years)

Total Profit 50.0% — CAGR 8.45% per year

CAGR can be compared directly with funds/indices — 50% profit in 5 years sounds like a lot, but averages only ~8.4% annually.

Investment Amount

Return (% per year)

Total Fees (% per year)

Duration (Years)

Lost to fees95,193

Without fees: 386,968 → After 1.5% fee: 291,776 in 20 years — This is why you must check the Total Expense Ratio before buying.